HOA insurance, sometimes called an HOA Master Policy, offers financial protection against a variety of issues that can arise in a community, from physical safety issues to financial mismanagement. This will include the obvious coverages such as Building/Property Insurance and Liability Insurance, as well as some more specific policies like Directors and Officers Insurance and Fidelity bonds. Like any personal insurance policy, HOA insurance shields community members from having to personally fund the repairs or legal fees that may arise from accidents or incidents within the community.   Read the article…………………………….