Most of the time, sticking to an HOA budget isn’t difficult. After all, most associations face generally the same expenses every year and they have ample notice when prices are rising or something else is going to change with how they spend their money.  Sometimes, though, emergencies come up. If this is happening to you and it’s not something covered by insurance, there are a few things you can do to cover the difference.    Read the article…………………………….