If your association refers delinquent accounts to our firm (or any other law firm or collection agency), you may notice a few changes to debt collection policies and procedures, such as references in collection status reports to sending a “validation notice” as the first written communication sent to a debtor. Why? Because on November 30, 2021, new federal regulations went into effect that govern how debt collectors must comply with the federal Fair Debt Collection Practices Act (FDCPA) when attempting to collect consumer debt   Read the entire article……………………………….