Managing finances in a homeowners association (HOA) often feels like walking a tightrope. You need enough money saved for emergencies and future repairs, but figuring out just how much is enough can be tricky.  One term you might have come across is “fully funded reserves,” but what does it really mean? According to the National Reserve Study Standards, being “100% funded” means there’s enough cash in the reserve to cover all projected or actual expenses—pretty crucial for keeping your HOA stable and prepared.   Read the article…………………………….