Managing a homeowners association (HOA) involves many tasks, but one of the most critical is ensuring financial health through reserve studies. Many board members find themselves puzzled by what this financial tool actually entails and its significance for their community.  Our article will guide you through understanding reserve studies – breaking down their components, types, preparation steps, and more. Read on to gain valuable insights that can help protect your HOA’s fiscal well-being.    Read the article…………………………….