A homeowners insurance crisis fueled by escalating natural disasters has arrived in the Centennial State.  Home insurance now costs $818 more per year on average compared to 2020, and Colorado now has the fourth-highest insurance premiums nationwide, according to a July research paper by Benjamin Keys and Philip Mulder. In places like Philips County, home insurance is now 55% more costly than just four years ago, the data show.    Read the article…………………………….