As California continues to grapple with the increasing frequency and intensity of wildfires, homeowners associations (HOAs) face significant challenges in protecting their communities from the risks and costs associated with these natural disasters. HOAs are tasked not only with safeguarding their properties and residents but also with navigating complex financial, legal, and insurance implications. Wildfires can impose severe financial burdens on HOAs, affecting budgets, reserve funds, and homeowner dues, while also posing substantial risks to property values and the overall stability of the community.   Read the article…………………………….