Owning a condo, townhouse or any other type of home is exciting, but comes with a lot of responsibility. From paying monthly bills on time to keeping up with housework and having the right homeowner’s insurance in place, the to-do list can often seem never-ending. Buying homeowner’s insurance for a home in an HOA or community association is not the same as buying insurance for a home that is not part of an association. Community homeowners should be aware of the different coverages offered by an HO-3 vs. HO-6 and other policies. It is very important for to understand what type of policy is necessary for proper coverage as dictated by the community’s master deed. Read the article…………………….
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