Robert and Darlene Blendheim (“Blendheim”) were borrowers who obtained two mortgages from HSBC Mortgages Services in the amounts of $347,900 and $90,474. In 2007, the Blendheims filed for Chapter 7 bankruptcy protection and obtained their discharge. The day after receiving their discharge, they filed for Chapter 13 bankruptcy protection in order to restructure their debts.  Read the article………….