If you’re looking to buy a home in a community run by a homeowners association, or HOA, then you may have also heard that in order to join the club, you’ll have to abide by its restrictive covenants. So what are restrictive covenants?  Although this term may conjure up images of a satanic cult, “restrictive covenants”—also known as CC&Rs (for “covenants, conditions, and restrictions”)—aren’t as ominous as they sound.    Read the article……………