It may be April Fools Day, but it’s no joke that every year around this time insurance companies see many flood issues and claims from homeowner associations. What’s worse, flood insurance is expensive and the typical HOA insurance policy does not provide coverage for flood and surface water claims. So, how do you protect yourself and your community? An HOA insurance specialist Béat Koszinowski of the Buckner Company shared some loss prevention tips with us that I’m passing along:    Read More……