All community association boards want to be good stewards of the funds collected from their homeowners. Sometimes, when finances are tight, a board has to face hard choices about how to reduce costs. That might mean reducing services or even deferring needed maintenance for a period of time where that maintenance is not essential to safety or structural integrity. As with all contracts, boards want to find the insurance that best suits their community and offers the best protection—at the best price.   Read the article………………………..