North Carolina Rep. Ya Liu of Wake County is one of the sponsors of a bill to make it harder for HOAs to start foreclosure proceedings.  If it becomes law, HOAs could only start foreclosure proceedings against your property if you owed more than $2,500 or racked up 12 months of fees, whichever were to come first. In addition, the HOA couldn’t just notify you by mail, like now. It would also have to email and call you first.   Read the article………………………..