At its simplest, an HOA is a governing structure for a planned community. It takes care of certain items, in exchange for a fee, and maintains the atmosphere and value of the community.  An HOA also creates CC&Rs, bylaws, and rules and regulations that homeowners need to abide by. Rules are different for every community, but some common rules address things like the number of cars you’re allowed to park on the property, the paint colours you’re allowed to use on your home, and the type of decorations you can display on your front lawn.    Read the article…………………………….