Condo or townhome insurance offers coverage similar to homeowner insurance. It’s for people who own an individual unit within a larger condo or townhome community.  For people living in these communities, there’s typically two insurance policies that cover different parts of their living space. One is paid for by owner dues and covers certain losses for the community’s Homeowner’s Association (HOA). The other is an insurance policy the owner buys, which is sometimes referred to as an HO-6 policy. These two policies work in tandem to cover losses inside and outside the owner’s individual unit.   Read the article…………………………….