When Hurricane Wilma hit South Florida in October 2005 it caused damage to roofs at Kings Creek Condominium which damage was not immediately evident. In November 2008 Kings Creek notified it insurer, Citizens, of the loss, claiming that it was covered under an insurance policy for the named perils of wind and hail. The claim included all nine separate roofs at the condominium. Citizens’ engineer inspected the roofs and opined that the damage was not wind-related from the hurricane but the result of damage during installation, ongoing water intrusion, wear and tear and improper maintenance.   Read the article……………………….