Homeowner associations in Oregon are governed by the Planned Community Act, ORS Chapter 94. Under that statute, homeowner associations have an “automatic” lien on any lot that is delinquent on assessments or dues. The automatic lien exists without filing or recording a traditional paper lien in the county records.  That said, in the event that the HOA decides to foreclose on its lien, then a traditional lien must be filed and recorded.     Read the article…………………………….