Before the 1960s, if a developer built a community amenity such as a swimming pool, golf course or park, they usually turned it over to a municipal government to administer. In the early 1960s, when Black and Latinx people gained access to public swimming pools and public parks through the Civil Rights movement, developers designed a new privatized form of shared ownership. They called it a planned-unit development or common-interest development with automatic membership in a homes association. We now call it a homeowners association or HOA.   Read the entire article……………………………….