While attending one of the “Zoom Rooms” at this year’s Legal Forum, a story was told about how a homeowner’s association had its insurance cancelled due to a claim. This association could no longer find coverage in preferred markets (admitted carriers, such as Farmers and Travelers) and was forced to get its insurance from a surplus lines carrier. Not only was this coverage three times the price, the added insult was that the claim was a result of an out of control car speeding down a street adjacent to the association and crashing into an association building – something impossible for the HOA to control.    Read the entire article……………………………….