agree with Sen. Jim Rice about unwarranted homeowner association fines; however, the issue goes much deeper than that. When community developments are proposed to the county commissioners and city planners, the developers also present the CC&Rs to the community for approval. Once a set portion of the project is inhabited, the developer hands off the CC&Rs and community responsibilities to the property owners. They are directed to form a board of directors and given the CC&Rs, which they are told are the laws for the community.     Read more……