Dear Tony:  Our strata highrise was one of many hard hit by the insurance increases last year. Our deductible increased to $100,000 for water escape. Unfortunately, we had a unit that involved a claim resulting from a tragic incident with an owner who passed away. We did not have sufficient funds in our contingency in the event of an emergency, so we had to resort to a special general meeting and approve a special levy to all owners.   Read the Q&A…………………………………