As many of our readers will know, an owner may in some cases be responsible for insured damage falling with the deductible on the condominium corporation’s insurance policy. For example, Section 105 (2) of the Condominium Act, 1998, renders an owner responsible for deductible damage (to the owner’s own standard unit) caused by an “act or omission” of the owner or of an occupant of the unit.   Read the article………………………………..