In December 2020, the Seventh Circuit issued no less than six rulings examining and raising the bar for Article III standing in Fair Debt Collection Practices Act (“FDCPA”) suits.  The Court has taken a hard stance, refusing to find standing where plaintiff debtors cannot plausibly allege or prove any concrete harm as a result of defendants’ conduct. The Court’s decisions illustrate the proper approach to standing issues at the pleading stage, discussing its implications in 12(b)(6) and 12(b)(1) motions, as well as at the summary judgment stage.   Read the article……………………………….