Most homeowners associations require that owners within the subdivision be members of the association. While these types of homeowner associations are the norm, they are not the only type of homeowners associations in existence. A voluntary homeowners association is just that, an HOA where membership is voluntary. But as a voluntary homeowners association, some members may believe that the association’s restrictive covenants are more of guidelines than rules, and that the HOA cannot enforce the restrictions within its declaration.   Read the article………………………..