A homeowner’s association or HOA fee is another expense that some homeowners should be prepared to pay annually in addition to paying their mortgage and property taxes.  Before you purchase a house, townhome or condo, determine whether there is a HOA fee assessed to the homeowners. The fee may be paid annually, such as a few hundred dollars to over $1,000 a year, but also can be higher and paid monthly.    Read the article………………………