It is often said that you’re buying more than a home, you’re buying a neighborhood. Nowhere is that truer than in neighborhoods governed by a homeowners’ association (HOA).  Homeowners’ associations are nothing if not controversial. Some residents appreciate having, in essence, a hyper local government that enforces rules to protect property values and maintains the neighborhood’s common areas. Many HOAs even provide services like lawn mowing, snow removal, and trash collection.    Read the article……………