It may not be the first thing you think about when you’re looking to buy a home, but it is a question you may find yourself asking: Do I want a home that’s part of a homeowners association?  A homeowners association is a planned development of houses, often nestled in a gated community or a neighborhood of condominiums or townhouses. But there’s more to it than a planned development (lots of neighborhoods are planned). It’s kind of like joining Costco or a country club. There are fees involved and rules to follow.    Read the article…………………………….