It’s almost impossible to buy a new home these days that’s not part of a homeowner’s association, or HOA. Those who have never lived in one, need to understand what’s at stake the moment they sign the closing documents.  While most HOA’s are respected for keeping community spaces maintained, swimming pools safe and lawns up to snuff, there’s a growing tension over how debts are collected when homeowners fall behind, or simply fail to understand a fine or fee owed.    Read the article………………………