Often, we meet with board members who are surprised to know their association’s property/casualty insurance policy covers more than the exterior of the building or other portions of the common elements. Depending on how the insurance provisions of the governing documents are written, many governing documents for condominium associations require the association’s insurance to cover the exterior of the building and structural portions of the building, as well as certain components of units as defined in the governing documents.    Read the article………………………..