Do you know what the most common and costly natural disaster is? According to the federal government, it is floods. The unfortunate lesson from the 2017 hurricanes is that even elevated areas can flood. In fact, 20% of flood claims filed under the National Flood Insurance Program are made by homeowners living in areas considered at low risk for a flood.  Most insurance policies exclude coverage for damage caused by a flood. Currently, the most common provider of flood insurance is the National Flood Insurance Program (NFIP) which is administered by FEMA.    Read the article………………