It takes a lot of money to properly run a homeowner’s association. Maintenance, security, capital, and other expenditures all require a large reserve fund that is available to the association at all times. Because HOAs are run in large part by volunteer board members and may lack proper checks and balances, they unfortunately become easy targets for theft. Embezzlement amongst HOA board members is an alarmingly common crime that can have crippling financial and reputational effects on an association.    Read the article………………………………