Q: I am a board member of a condo complex in Las Vegas. What should a homeowners association’s policy be on roach and mold issues? Does the master homeowners policy cover this? Should owners and renters be fined for not cooperating? In one building, we have eight units. When one unit has roach and mold issues, should not the whole building be treated/inspected? It is my opinion that it should. Is this not more than just the owners’ and renters’ responsibility — maybe even be part of a lease agreement? Who is responsible? Even a 50/50 co-payment on treatment?    Read the Q&A………………..